We help you find them We're here to give you clarity on your debt and your options, with one agenda:

Helping you, without taking a dime.

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Debt defines your future, and when your future is defined, hope begins to die. — Kent Nerburn
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The Reality We're Addressing

Recent survey data reveals two-thirds of our Jewish community carries debt, with over half holding more than $20,000. Most debt pressure comes from credit cards and car loans, not student loans.

The most concerning finding: only 30% have ever sought professional financial guidance. Families with more children—facing the greatest strain—are least likely to get help.

We're here to change that.

What Makes Us Different

We're a nonprofit initiative operating under Collective Kindness.

We don't profit from your debt.

Our mission is singular: giving you clarity, being a helping hand, and giving you sound expert personalized advice that fits your needs.

No hidden costs or obligations

No hidden costs or obligations

All services covered by sponsor funding

All services covered by sponsor funding

Confidential, judgment-free process

Confidential, judgment-free process

Custom tailored solution

Custom tailored solution based on your specific case

About Us

What We Offer

  • Honesty – Straight talk about your situation and options
  • Expert advice from people who genuinely want to help others
  • Connections to dozens of debt solutions with deep research and understanding to find the most valuable ones, with many data points from case studies similar to yours.
  • A 3-step process to give you clarity and a concrete gameplan

What We Don’t Offer

  • We don’t enable destructive financial habits
  • We don’t offer financial assistance or loans
  • We won’t do the work for you
  • Any referral fees offered by 3rd parties are passed down to you, the customer

Case Studies

David Cohen

David Cohen – Zero APR Game Plan

Where they were:

$40,000 in high-interest credit card debt, paying a staggering $11,000–$12,000 annually in interest charges.

How we helped:

With no financial agenda, we honestly evaluated all debt relief options including debt management plans and settlement, then designed a personalized zero APR strategy that aligned with his best interests and responsible financial habits.

Where they are now:

Excited and empowered to take control of his debt, actively implementing the zero APR plan with our ongoing honest guidance and support.

Jane Smith

Jane Smith – Consolidation Success

Where they were:

$40,000 in high-interest credit card debt, paying a staggering $11,000–$12,000 annually in interest charges.

How we helped:

With no financial agenda, we honestly evaluated all debt relief options including debt management plans and settlement, then designed a personalized zero APR strategy that aligned with her best interests and responsible financial habits.

Where they are now:

Excited and empowered to take control of her debt, actively implementing the zero APR plan with our ongoing honest guidance and support.

Our Process

1

Reach Out

Call, text, email, or fill out a contact form. We will respond within 24 business hours. All contacts are completely confidential.

2

Intake Meeting

One hour with one of our certified or trained intake specialists to get familiar with your situation and understand your story. You're not just debt—we want to get the full picture of what's happening in your life. Your information will remain completely confidential.

3

Assessment Meeting

One hour with our debt experts to thoroughly evaluate your complete financial picture, providing clear education on your options, and collaborating together to develop a personalized debt resolution plan.

4

Action Meeting

One hour of white-glove coordination services, including referrals and support, utilizing our network of vetted financial professionals, nonprofit programs, and debt resolution specialists.

Ready to Start?

YOU’RE NOT ALONE. YOU’RE NOT BROKEN. YOU’RE NOT BEYOND HELP.

Professional financial guidance shouldn’t be a luxury available to a small minority of our community. It should be accessible to everyone facing debt pressure.

LET’S UNTANGLE THIS TOGETHER

Contact Our Team

All consultations are completely confidential and funded by community sponsors.

Frequently Asked Questions

As members of the Orthodox Jewish community, our focus is on helping people in our community, whose struggles, strengths, and social structure we are best equipped to understand and work with.

Your identity is 100% safe, and our staff will not share personal details beyond our organization...

Our experience has shown that it is very difficult to make lasting change if both spouses are not on board...

There are times when we give one-time financial infusions. However, this is a small part of what we do...

No. As a rule, our model is one of working toward long-term stability...

We prioritize the privacy and dignity of the families we assist...