Your Next StepWe are endorsed and partner with the OU’s Living Smarter Jewish team
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As a non-profit, we’re not incentivized by how much money you save or what solution you choose. Our only goal is to help you with your debt. The one-time fee we charge is simply to cover our costs and allow us to be there for you.
The $350 fee represents our actual cost to operate this service. Here’s what it covers:
Important: This fee is NOT correlated with how much money you save or which debt solution you choose. Whether you save $5,000 or $50,000, whether you choose debt settlement or a payment plan, our fee remains $350 because that’s what it costs us to deliver this service.
Our fee is $350, with our donors covering the balance of the cost of the experts, administrators and technology that we bring together to provide your personalized path out of debt, typically saving you over $10,000 in the first year.
If cost is a concern, reach out and we’ll work with you on a case-by-case basis.
No hidden costs
or obligations
Services partially subsidized
by donors
Confidential,
judgment-free process
Tailored solution to
your needs
We start by listening — really listening — to your story. Every financial situation is unique, and so is every path forward. Our role is to bring clarity and expertise to what can otherwise feel overwhelming.
We help you understand your options in plain language, connecting you with debt solutions that have been carefully researched and vetted by people who genuinely care. Our team studies dozens of programs, looking not only at the numbers but also at real-life outcomes from people in situations like yours.
From there, we work with you through a simple, transparent process designed to replace uncertainty with confidence. You’ll leave with a clearer picture of where you stand, what’s possible, and what steps to take next.
We believe financial help should come with integrity. That’s why we don’t lend money, sell products, or profit from your choices.
We also don’t promise quick fixes. Real financial change takes time, understanding, and consistency. What we can promise is a team that’s in your corner: kind, informed, and committed to helping you rebuild with dignity.
We treat every person with respect, protect your privacy, and put your best interests first. Because at the end of the day, our mission isn’t just to help you manage debt, it’s to help you regain peace of mind and the freedom to move forward.
We start by listening — really listening — to your story. Every financial situation is unique, and so is every path forward. Our role is to bring clarity and expertise to what can otherwise feel overwhelming.
We help you understand your options in plain language, connecting you with debt solutions that have been carefully researched and vetted by people who genuinely care. Our team studies dozens of programs, looking not only at the numbers but also at real-life outcomes from people in situations like yours.
From there, we work with you through a simple, transparent process designed to replace uncertainty with confidence. You’ll leave with a clearer picture of where you stand, what’s possible, and what steps to take next.
We are a non-profit, and we don’t believe in charging people before proving value. Unlike traditional debt companies, we earn your trust through results, not upfront fees.
We don't make money off your debt. We're a nonprofit initiative that presents all your options honestly, with no hidden agendas or sales pressure. Our only goal is helping you find the best path forward for your specific situation.
It costs $350 per family. If cost is an issue we will work with you
We help with credit card debt. We've worked with cases ranging from $20,000 to over $1,000,000 in debt..
